AGM | Annual General Meeting |
AFS | Available-for-sale |
ALCO | Assets and Liabilities Committee |
BAC | Board Audit Committee |
BCC | Board Credit Committee |
BCP | Business Continuity Plan |
BHRRC | Board Human Resources & Remuneration Committee |
BIRMC | Board Integrated Risk Management Committee |
BNC | Board Nomination Committee |
BRPTRC | Board Related Party Transactions Review Committee |
CAR | Capital Adequacy Ratio |
CASL | Institute of Chartered Accountants of Sri Lanka |
CBSL | Central Bank of Sri Lanka |
CCF | Credit Conversion Factor |
CEO | Chief Executive Officer |
CFM | Close Family Members |
CFO | Chief Financial Officer |
COO | Chief Operating Officer |
CRO | Chief Risk Officer |
CSE | Colombo Stock Exchange |
DRP | Disaster Recovery Plan |
EGM | Extraordinary General Meeting |
ESOP | Employee Share Ownership Plan |
EVE | Economic Value of Equity |
EAD | Exposure at Default |
ECL | Expected Credit Losses |
FIS | Fixed Income Securities |
FS | Financial Statements |
FX | Foreign Exchange |
FY | Financial Year |
FVTPL | Fair Value Through Profit or Loss |
GDP | Gross Domestic Product |
GOSL | Government of Sri Lanka |
GRI | Global Reporting Initiative |
HFT | Held-for-trading |
HR | Human Resources |
HTM | Held-to-maturity |
IMF | International Monetary Fund |
IRMD | Integrated Risk Management Department |
IRR | Interest Rate Risk |
KRI | Key Risk Indicators |
KMP | Key Management Personnel |
LCB | Licensed Commercial Bank |
LCR | Liquidity Coverage Ratio |
LSB | Licensed Specialised Bank |
LGD | Loss Given Default |
LKAS | Sri Lanka Accounting Standards |
LTV | Loan to Value Ratio |
NFR | Net Flow Rate |
NII | Net Interest Income |
NIM | Net Interest Margin |
NPA | Non-Performing Assets |
NPL | Non-Performing Loans |
OCI | Other Comprehensive Income |
PAT | Profit After Tax |
PBT | Profit Before Tax |
PD | Probability of Default |
ROA | Return on Assets |
ROE | Return on Equity |
RPT | Related Party Transactions |
RWA | Risk Weighted Assets |
SEC | Securities and Exchange Commission of Sri Lanka |
SLFRS | Sri Lanka Financial Reporting Standards |
SME | Small and Medium Enterprise |
SLAR | Statutory Liquid Assets Ratio |
VaR | Value at Risk |
YoY | Year-on-Year |